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For one, most outlets with contactless machines will limit you to spending £20, treating Apple Pay on an iPhone just like a standard contactless card.

When you can use the latter without having to press down on your smartphone’s home button in order to make a purchase, Apple Pay suddenly looks less alluring.

There are changes coming. That limit is set to rise to £30 in September. And new machines which allow higher value transactions are also set to come in over the next few months.

In fact, a string of shops and services are already offering the chance to spend big. These include Apple, Boots, H&M, Pret, Transport for London and London taxis.

Still, this needs to be far more wide–ranging for Apple Pay to enjoy anything more than novelty status in its first few months. It simply adds friction to low cost transactions at this point.

Where it will really come into its own is when you’re making big-ticket purchases.

Once that becomes standard practice (and with iPhone sales booming, it surely will), the need to take your wallet out will disappear.

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Apple Pay’s UK launch appears to have been warmly welcomed by iPhone owners.

Complaints to banks not on board from launch are rife on Twitter, with many saying they’d sooner change accounts than wait to use the service.

That’s understandable. The promise of being able to leave your wallet at home and just use your phone has been lingering for the best part of a decade.

And while other mobile payment solutions have been available for some time, such as EE’s Cash On Tap, none have offered the same heightened security as Apple Pay.

Touch ID’s fingerprint scanner is what makes Apple Pay so alluring. And therefore, that should mean Apple Pay gets off to a fast start.

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Therefore, launching the Note 5 in August is essential. It can have a clear run at the tech press at a traditionally quiet time of year.

It can show off its device to punters well ahead of the iPhone 6S, which is expected in early September.

And if it can get the phone in stores within a matter of days after its launch event, it might just edge itself back to profitability.

Those, though, are some big ifs.

Hype around Apple’s new iPhones isn’t going to die quietly and rumours have suggested that Apple has already ordered as many as 90 million units, so confident is it of selling even more of its handsets than last year.

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Call it dancing to Apple’s tune. Call it a calculated move to get more headlines and build more hype. But Samsung’s apparent move to bring the launch of its Galaxy Note 5 forward to August makes complete sense.

The Korean giant is not in a good way right now. Sure, it’s still making big money.

But with its profits set to slip again according to its own initial forecasts, something needs to be done in order to wrest back the initiative and show itself to be on a par with its arch rival and fiercest competitor.

The Note series of devices usually launches at or around IFA in Berlin in early September, a move designed to draw the hordes towards Samsung at a public event, while showing its fellow Android mobile-makers who’s boss.

Last year, that backfired in a major way, with the iPhone 6 and iPhone 6 Plus, replete with larger displays, arriving six days later and stealing headlines and sales galore. It’s something Samsung hasn’t got over.

Its S6 and S6 Edge were supposed to usher in a return to commercial superiority.

But a miscalculation regarding demand for the latter device meant its profits have hit the skids for the seventh quarter running.

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Apple apostles finally got their first bona-fide look at what’s in store for them with the iPhone 6S, after images purporting to show the handset’s shell leaked online.

Obtained by 9to5 Mac, the snaps suggest that the dimensions, design and buttons of the phone will be unchanged from the iPhone 6. That’s utterly in keeping with Apple’s habit of following a radical update to the iPhone with a much less dramatic, iterative model.

The photos also all-but confirm that the iPhone 6S will retain the same camera flash and won’t be home to a dual-lens camera or the multiple megapixel upgrade that some tech sites predicted.

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Early-doors speculation suggested Apple would opt for the name '6S Mini'.

Looking for information about the iPhone 6S instead? Read all the speculation that's circulating in our one-stop round up: iPhone 6S and iPhone 6S Plus rumours, specs, price & release date round-up.

But that seems to have been replaced of late by 'iPhone 6C'. So iPhone 6C, it is then. Probably.

iPhone 6C release date rumours
When’s it launching? And more importantly, when can you buy it?

Expect it along in September along with the iPhone 6S and iPhone 6S Plus

Well placed sources claim that the iPhone 6C is part of a triple-whammy of new iPhones dropping at the same press event during the second week of September.

That figures in many respects. In fact, the only reason we’d question a triumvirate of launches is that it’s likely to put back-breaking pressure on Apple’s supply chain.

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The four-inch screen-toting, plastic iPhone 5C was what people in the film industry used to call a ‘sleeper hit’.

Derided on its release it sold slowly. But eventually found favour with millions of punters who don’t care for the new generation of smartphones with monster proportions.

The handset also played well with old-school Apple apostles who preferred the iPhone 5C’s Pop! colour options to the blingy gold

With that in mind, it’s perhaps not too surprising that rumours of a sequel are looming.

So what’s the dealio this time around? What’s new? What’s not so new? Here’s what the tech rumour mill thinks…

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A Freshly uncovered patent has shed light on Apple's futuristic plans for its smartwatch, which will allow users to exchange information between devices via simple gestures.

The patent shows how two Apple Watch owners could shake hands, bump fists or even bow to swap files, exchange contact details or forward images without having to break out their iPhones.

Motion sensors would be able to detect the swiftness of the movements users make, so the watch would know when you were greeting someone.

What’s more, the filing claims you could share different data depending on the gesture you perform.

It even goes so far as to claim that any future Apple Watch could recognise the identity of other users and share data accordingly.

At a work event? Shake to share a business card with someone you’re meeting for the first time. Out with friends? Bump or wave to send pictures from one wearable to another.

Being a patent, the technology that underpins it is a likely to be a long way from coming to market. However, it clearly shows how keen Apple is to take its smartwatch to the next level.

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There’s nowhere on the Apple Watch, however, that explains how Force Touch works. And while its learning curve isn’t crazily steep, Force Touch takes some getting used to.

Try it on Apple's wearable and you’ll find you’ll misjudge pressure every now and again. The upshot is that it has the potential to be annoying and could easily cause a fuss if everyday users don’t get to grips with it quickly.

That means that Apple will either need to add an explainer app to the iPhone, which is highly unlikely, or have much better details on the web as to how it works and why it’s worth using.

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Britons will face higher charges for using their mobile phone usage overseas until 2017, it has been confirmed, after 12 hours of wrangling between European Union (EU) member states finally yielded a deadline for the end of the 'bill-shock' era.

Roaming charges were supposed to be scrapped this year. But to the surprise of consumer bodie, the EU reneged on its plans.

Keen to avoid hefty charges for using your phone overseas? Find out how in our guide to roaming charges: International roaming charges explained.

It’s thought the scheme was derailed by member states whose hard-hit economies are heavily dependent on tourism.

However, the new proposal is for an EU-wide ban on international roaming charges to come into force from June 15th 2017.

The commission also agreed to a universal drop in the price of roaming in all 28 EU nations in the interim.

From April, data will be capped at five euro cents (4p) per megabyte, with calls pegged at a maximum rate of five cents per minute. Texts will fall to two cent per message.